Spending and borrowing are often wildly engorged at this time of year. We encourage all our members to make sure they speak to us if they're struggling to keep track of their Christmas bills, and we try to do our best for everyone when they do come to speak to us.
Remember though, that it's also important to save money. Loans are only available when members have a savings balance to use as collateral, and January can often bring surprises!
Whether its to reassure yourself about an upcoming rainy day, or to guarantee that little bit extra loan security in an emergency, let's all endorse some good savings habits his Christmas!